Down Payment Assistance & Homeownership Education

First-time homebuyer and looking into making your dream a reality?

Mortgage Credit Certificate (MCC) Program entitles qualified homebuyers to reduce the amount of their federal income tax liability by an amount equal to a portion of the interest paid during the year on a home mortgage. This tax credit allows the buyer to qualify more easily for a loan by increasing the effective income of the buyer. For more information on this program, please visit https://www.rivcoeda.org/MCC-Program-Nav/About-Mortgage-Credit-Certificate/MCC-Program-Information.

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The following agencies provide Homeownership Education workshops to explain the basics of the home-buying process, including credit repair, realtors, down payment assistance, financial planning, title reports, escrow and home maintenance.

Fair Housing Council of Riverside County: (800) 655-1812.

Neighborhood Partnership Housing Services, Inc. (NPHS): (909) 988-5979

Credit.org 1-800-431-8157

Neighborhood Housing Services of the Inland Empire (NHSIE) (909) 884-6891

Golden State Finance Authority (GSFA) (855) 740-8422

California Housing Finance Agency (CalHFA) (877) 922-5432